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Tips to Steer Clear of Pothole Damage

November 23, 2015 1:13 am

Over the last five years, half of car owners experienced damage to their vehicles as a result of potholes – and poor road conditions have cost the insurance industry and consumers at least $27 billion over the same period, according to a recent survey by the Independent Insurance Agents & Brokers of America (IIABA) and Trusted Choice®.

To help motorists avoid costly pothole damage this winter and beyond, the organizations recommend:

• Keeping an eye on traffic patterns. A number of cars that slow down or move quickly to other lanes may be a sign of major potholes or road damage ahead.

• Avoiding the urge to swerve out of the way of a pothole at the last minute. You may swerve into the path of an oncoming vehicle. Risking damage to your car is wiser than risking the loss of your life or that of another person.

• Pulling over as soon as it is safe if you hit one. If you notice damage, record details and specific damage—just as you would in the event of a collision with another motorist—in case you need to file an insurance claim.

• Reporting potholes to your state or local transportation department. Some states and localities have pothole hotlines.

Motorists who think their state or local government will pay for damage to their cars may be out of luck. Laws in this area vary by jurisdiction and, even where such remedies are available, conditions may apply, such as a requirement that the jurisdiction had notice of the pothole.

Source: IIABA

Published with permission from RISMedia.