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How Not to Sell Your Home

March 22, 2017 1:39 am

While the fundamentals of home staging, like decluttering and removing family photos, are critical when it comes to getting your home sold, it’s just as important to focus on what not to do as certain factors can act as immediate deal breakers to would-be buyers. Make sure your for-sale home doesn’t include any of the following turn-offs:

Odors. Whether it’s pet odors, last night’s stir fry or that musty basement, any type of strong odor can be an immediate deterrent to a buyer, no matter how beautifully your home is decorated or staged. We usually get accustomed to our home’s unique scent, so have a professional cleaner do the necessary work to make the environment odor-free.

Artwork. While all art is certainly subjective, keep in mind that not everyone will appreciate artwork with severe subject matter or nudity. Stick to subtle landscapes and still life subject matter, or remove artwork altogether. Sparsely decorated walls will make your home appear more spacious.

Collections. Your shelves of antique dolls or Norman Rockwell plates might be your most prized possession, but for prospective homebuyers who don’t share the same affinity, collections can skew their opinion of your home - not to mention, make it appear very cluttered. Pack away your beloved collectibles in preparation for their new home.

People. Sometimes, being present during showings can be a plus - you can provide buyers with certain details about your home and what you love most about the neighborhood. But most people don’t want the owners present when they tour a home. So clear out and give them the freedom to pour over every detail of your home and make honest comments to the REALTORS.

Weeds. Curb appeal really is everything, so if your yard isn’t up to snuff, buyers may turn around before they ever step foot inside. There’s no need to break the bank - just make sure the basics are covered: mow the lawn, weed borders and beds, trim bushes and trees, and remove all sticks, leaves and debris.

For more tips and advice on getting your home in perfect condition to list, contact me.

Published with permission from RISMedia.


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Why So Salty? How This Hidden Ingredient Impacts Your Health

March 22, 2017 1:39 am

We’ve all heard that a diet high in sodium is not a healthy one. A diet high in sodium raises blood pressure, which can lead to heart disease and stroke -- two of the leading causes of death in the United States. But according to the Centers for Disease Control, consuming too much salt has nothing to do with that cute shaker on the dinner table.

The Centers for Disease Control estimates that Americans get 77 percent of their salt from processed foods and restaurant meals, compared to 6 percent from the salt shaker at the table and 5 percent added during home cooking. Studies show that Americans ages 2 and up consume an average 3,400 milligrams of salt each day -- well above the recommended Federal Drug Administration's guideline of 2,300 milligrams per day, or 1,500 milligrams per day for people diagnosed with or at risk for high blood pressure.

So where can you nix extra salt? According to the CDC, sneaky salt sources come from the following culprits:

- Breads and rolls

- Cold cuts and cured meat (e.g., deli or packaged ham or turkey)

- Pizza

- Fresh and processed poultry

- Soups

- Sandwiches such as cheeseburgers

- Cheese

- Pasta dishes (not including macaroni and cheese)

- Meat-mixed dishes such as meat loaf and tomato sauce

- Snacks such as chips, pretzels and popcorn

Avoid these to lower your daily salt intake.

SOURCE: American Academy of Family Physicians

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How to Have a More Functional Home

March 21, 2017 1:36 am

(Family Features)--Turning your home into the living space of your dreams takes effort and commitment, but while the weather is warm and motivation is on your side, it's time to put your visions to the test.
Whether you choose to start your renovation poject on the inside or outside, for fun or for function, the important part is committing to getting it done and doing it right. That includes finding the right materials and products to suit your specific needs and style, whether it's for closet organization, a beautiful kitchen upgrade, adding features like skylights or anything in between.

Your dreams and desires for your home are attainable and within your reach, so long as you're devoted and willing to put in the time.  

Natural Light and Fresh Air from Above
You can brighten your space in an eco-friendly way with Energy Star-qualified, solar-powered fresh air skylights which provide natural light and ventilation to reduce energy costs. Adding solar-powered blinds can further increase energy efficiency. These products, along with installation costs, qualify for a 30 percent federal tax credit. To find certified installers, visit whyskylights.com.

Versatile Home Storage
It's time to get organized. Turn any closet or area in your home into a designer-inspired storage showcase. Find free design, inspiration and organization solutions at closetmaid.com/suitesymphony.

Functional Furniture
Ideal for enjoying a serene cup of coffee or welcoming guests for some outdoor fun, you can liven up your backyard space with a patio furniture set to help both aesthetically and functionally. The right set for your deck, patio or yard can lend a pleasing element to the eye and a comfortable spot to sit and eat, drink or rest after a friendly game of whiffle ball. Available in myriad colors and combinations, look for patio furniture that matches your style and personal preferences.

Backyard Getaway
Find a comfortable temperature and enter your most relaxed state at any time with your own backyard hot tub. The gateway to a restful opportunity, a hot tub gives you a chance to close your eyes and unwind whether it's the end of a long day or starting out your Saturday morning. With varying options like in-ground or above and a multitude of sizes, plus the ability to tune individual jets to your liking, a backyard hot tub can be the perfect personal oasis.

A Finishing Touch
Bring everything together in a kitchen or bathroom with the subtle feature that can sometimes be forgotten – the faucet. Extravagant or simple, modern or classic, the faucet can serve multiple aesthetic purposes like catching attention upon entering the room or simply complementing the design elements around it. Adding the final touch with the right faucet can be a beautiful way to wrap up a room.

Source: eLivingToday.com.

Published with permission from RISMedia.


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Don’t Get Burned by an Online Purchase

March 21, 2017 1:36 am

Online shopping has grown by leaps and bounds. In fact, according to recent Pew Research, eight in 10 Americans are now shopping online - that's 79 percent of U.S. consumers who shop on the web or their phones, up from just 22 percent back in 2000.

However, despite the amazing level of convenience, there are important risks involved when shopping online. According to the Connecticut Better Business Bureau (BBB), the risk often involves the sale of “gray market” goods. The gray market consists of popular merchandise manufactured for export, and then re-imported to the U.S. to be sold for less than current market prices. This often means products with no warranty and items not manufactured according to U.S. regulatory standards.

Fortunately, there are ways to minimize that risk and nab a great deal. The BBB offers the following five tips to protect yourself when making an online purchase through an unfamiliar website:

Research the seller. If you are not familiar with a website, check it out with the BBB. If you buy through an auction site, check the seller's rating and customer reviews.

Ask the seller about the merchandise. Sellers are obliged to tell you if they are selling gray market goods. Most states require sellers to disclose when an item is not covered by a valid U.S. warranty, as is the case with gray market merchandise.

Carefully inspect the merchandise and make sure it is in working order. Gray market goods may not be factory-fresh, having gone through the hands of several third parties. Check to see whether the manual and other printed material is in English.

Where can it be repaired? Since gray market merchandise will most likely not be eligible for repair by the manufacturer's authorized service center, ask where you can get repairs done competently.

Pay with a credit card. Paying with a credit card allows you to dispute the charges if the item was misrepresented online or is broken.

Taking these precautionary steps will ensure that your online shopping endeavors are not only convenient but fruitful.

Published with permission from RISMedia.


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How to Have Healthy Skin

March 21, 2017 1:36 am

We think about dietary health and physical fitness, but how often do you think about the health of your skin? Not enough, according to the American Skin Association.

"Our skin is our largest organ and protects us from harmful bacteria, pollution, and toxins in the environment," explains Dr. Jean L. Bolognia, professor of dermatology at Yale School of Medicine. "As we age, those defenses weaken, making us more susceptible to infection, pain, and hospitalization. The need to establish skin healthy behaviors and protect our skin throughout our lives is more critical today than ever before."

The American Skin Association (ASA) recently announced the official launch of its Seven Principles for a Lifetime of Healthy Skin. Read them below.

Minimize exposure to UV light. Limit time outdoors between 10 a.m. and 4 p.m., apply broad spectrum sunscreen daily, wear sun protective clothing, and avoid tanning beds and similar artificial tanning devices entirely.

Maintain a healthy lifestyle that includes regular water intake, sleep and exercise. Do not smoke. 

Visit your dermatologist once a year or as needed. 

Examine your skin daily, and report concerning changes in skin condition and/or color to your dermatologist or Health Care Professional as soon as possible.

Hydrate your skin daily, especially after bathing or showering. 

Maintain good hygiene for skin, hair and nails by giving gentle and constant attention to avoid irritation.

Immediately attend to wounds. To avoid infection and scarring, never pick or squeeze blemishes. 

Source: www.americanskin.org.

Published with permission from RISMedia.


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Stressed? You’re Not Alone

March 20, 2017 1:33 am

No matter where your political affiliations lie, it’s been a stressful time for Americans. In fact, according to a recent research from the American Psychological Association (APA), two-thirds of Americans reported feeling stressed about our nation’s future, including a majority of both Democrats and Republicans.

In the APA’s report, "Stress in America™: Coping with Change,” more than half of Americans (57 percent) reported that the current political climate is a very or somewhat significant source of stress.

"The stress we're seeing around political issues is deeply concerning, because it's hard for Americans to get away from it," says Katherine C. Nordal, PhD, APA's executive director for professional practice. "We're surrounded by conversations, news and social media that constantly remind us of the issues that are stressing us the most."

At the same time, more Americans said that they experienced physical and emotional symptoms of stress in recent months.  The percentage of people reporting at least one health symptom because of stress rose from 71 percent to 80 percent over five months. A third of Americans have reported specific symptoms such as headaches (34 percent), feeling overwhelmed (33 percent), feeling nervous or anxious (33 percent) or feeling depressed or sad (32 percent).

How to deal with all this stress? The APA recommends watching your information intake. While it’s important to stay informed, it’s more important to know your limits and work to diminish exposure to distressing information.

Here are some other strategies for reducing stress:

- Limit your social media intake. Social media is supposed to be relaxing and entertaining but has become a hotbed for all sorts of harsh political opinions. Avoid those “friends” for the time being whose posts set your blood boiling.
- Get plenty of exercise. Now more than ever, it’s important to take some time and unplug. One of the best ways to do so is to get outside and walk, run or take the kids to the park. Fresh air and activity will stop stress in its tracks.
- Volunteer. Whether it’s volunteering at the soup kitchen or reading to your child’s class, getting involved with a good cause is a surefire way to generate positive feelings and focus on helping others instead of worrying about big-picture problems.

Source: American Psychological Association

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Why Should Homebuyers Size up Smart Homes Carefully?

March 20, 2017 1:33 am

Smart homes and their related technology are only a few years old. That means that first generation of smart homes are just beginning to hit the marketplace as owners relocate or vacate those properties.

A recent NBC news report pointed out that while smart homes are still a small part of the overall market, they are expected to grow significantly in the next few years as more homeowners install these devices and homebuyers come to expect them.

As a result, the National Association of REALTORS is now teaching its agents how to spot IoT devices and how to deal with them at closing.

Recently, Parks Associates announced new research showing that approximately one-third of smart home device owners experience problems with their smart home devices and nearly 10 percent report problems connecting a smart home device to the home network router.

Consumers encounter these issues more often when setting up smart sprinkler systems, networked security cameras, and water leak detectors compared to other smart home devices the study found.
Ed Oswald at cheatsheet.com says there are four major reasons why homebuyers might do well to consider a smart home purchase - or upgrade - very carefully:

1. It can be hacked. This started happening way back in 2014, when security researchers showed that hackers can take complete control of Belkin WeMo smart home devices.

2. The technology is moody. When you use a smart switch or press a smart button to operate a connected device, the signal first heads to your smart hub, then the hub sends it to the cloud, where it is sent back to your hub, and finally to your device. What happens when this fails? Those devices don’t work.

3. Many competing “standards.” The sheer number of smart home platforms and technologies is staggering, with Wi-Fi, Bluetooth, WeMo, Zigbee, Z-Wave, and a host of others. Not every platform talks to one another, and many aren’t even compatible with others, making the problem worse.

4. The price is too high. Before you know it, you could be in deep — to the tune of hundreds if not thousands of dollars. And what if you want to switch smart home technologies? There’s no guarantee what you just bought will even work.

Published with permission from RISMedia.


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Simple Spring Cleaning Tips

March 20, 2017 1:33 am

We all know we’re “supposed” to clean for springtime. While we should ideally be cleaning our spaces well year-round, a little seasonal push can sometimes offer the motivation we need to give our home a good scrub. Below are a handful of simple spring cleaning tips from BISSELL.

- Get an early start and dive in before the weather tempts you to spend Saturdays outdoors—this will ensure you won't skip any important tasks.

- When it comes to deep cleaning any floor surface, make sure to vacuum or sweep first, and move as much furniture as possible for a blank slate.

- Don't forget about the furniture. Items like couches, beds and cabinets are in constant use year-round and need a thorough clean.

- Clean from the top of the room down. Get the cobwebs in the corners, ceiling fans and the tops of appliances clean and work your way down to the floor. That way you don't have to clean anything twice.

- Use your vacuum crevice tool to clean dust off of baseboards, from between kitchen chair spokes and on the stairs.Source: www.bissell.com.

Published with permission from RISMedia.


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Food Trends: What’s the Hype on Coconut Oil and Gluten-Free?

March 16, 2017 1:33 am

Nutritional guidance, like ready-to-wear, tends to go in and out of fashion. Eggs, once slammed for their high cholesterol, came back into dietary good graces in 2015 when a government report dropped its warning. More recently, gluten-free foods have been proliferating in supermarkets while coconut oil appears to be the new rage for chefs.

What’s going on here, and what’s a consumer to believe?

A report published this year by the Journal of the American College of Cardiology offers some clarity on which foods are the best choices for health-conscious individuals:

Fresh fruits and fresh veggies, especially berries and leafy greens, remain the number one source of nutrients and antioxidants, and are best eaten raw or cooked, rather than juiced.

Whole grains and legumes, low- and nonfat dairy products and limited quantities of lean meat and fish are also among the mainstays of a heart-healthy diet.

Eggs, like nuts, remain a good source of protein, but moderation is key. Eggs, which do contain a fair amount of dietary cholesterol. Should be limited to one or two a day while nuts, which are high in fat, should be limited to a handful.

Coconut oil, like palm oil and all other oils, including olive oil, should be consumed in moderation because they are high in fat, although olive oil is still recommended as the heart-healthiest of the bunch.

Gluten-free foods are valuable for people with celiac disease or other gluten sensitivities, but there is no evidence for recommending them for use by the general population.

Dietary supplements, for which there no compelling findings of cardiovascular benefits or antioxidants, are recognized as a costly substitute for their fresh food counterparts.

Sugar and processed foods are best avoided whenever possible.

The report concludes that following these dietary guidelines can reduce the risk of obesity, diabetes, and cardiovascular disease, although physical activity and family history are also factors in determining personal health.

Published with permission from RISMedia.


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How to Prep Your Home for Floods

March 16, 2017 1:33 am

Floods in your home are often unexpected. Whether from immense rain or a busted pipe, there is often little time to act. With this in mind, it’s important to have a few things prepped in case of a sudden flood.

Here are a few tips from Puzio to help homeowners prepare before a flood occurrence:

Obtain a Flood Insurance Policy and Know Your Coverages - Find out if you have a flood insurance policy. If you don't have a flood insurance policy, contact your insurance agent today. Make sure you are clear on your coverage amount before a flood occurs.

Protect Important Documents - Keep copies of all important documents in a safe place outside the home if possible, including mortgage papers, passport, bank information and insurance policies.

Itemize and Take Photos of Property - Create an itemized list and take pictures of your home, property and possessions as proof of your pre-flood assets, and store them with your important documents offsite if possible.

Establish an Emergency Contact List - Create an emergency contact list with the phone numbers of your family, employers, insurance agents and financial information. Update and exchange contact information, and store your list with your important documents offsite.

Build or Buy an Emergency Kit - Keep an emergency kit on hand with a battery-powered radio, flashlight, batteries, candles, waterproof matches, bottled water and non-perishable food for a minimum of three days.

Published with permission from RISMedia.


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