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Take a Mindful Approach to Fighting Spring Allergens

April 24, 2017 12:33 am

(Family Features)--While springtime means blooming flowers, warmer temperatures and more time spent outdoors, it also means allergies and pollen. Tackling dust mite matter, tree pollen and animal dander is completely different from protecting your home against the winter flu and requires a new regimen of preparation and cleaning.

Take on spring allergens by refreshing your home with these simple practices, and help get your family ready to enjoy the warmer months.

Prep for Bed. Allergens don't go to bed when you do; they can continue to irritate even while you're sleeping, causing a restless slumber. To help ensure allergens and pollens aren't tracked into bedrooms, leave a laundry basket in the hall and have family members remove their clothing before entering their rooms. A quick rinse in a warm shower before bed can help you relax and wind down while also washing away any unwanted pollens still stuck in your hair or on your skin.  

Freshen Fabrics. Clothing, towels and bed linens - items you come in contact with multiple times a day - can trap pollens, dust mite matter, allergens and dander.  It's important to not only rinse these items but to use a detergent that removes allergens and is gentle on skin.

Ingredients Matter. Taking preventative measures against spring allergens can start in a surprising place: the refrigerator. While most people think about treating allergens in their homes and on their clothes, they tend to forget that a good diet is also a good defense. Avoiding aged, pickled or fermented foods like blue cheese and kimchi with naturally occurring histamines can help prevent coughing, sneezing and itching triggered by spring allergens. Instead, look to boost your meals with ingredients found in the Mediterranean Diet, such as fresh fruits and vegetables like apples and broccoli as well as nuts and fatty fishes that have essential vitamins and nutrients known to fight allergy symptoms.

Give Pets a Makeover.  Your furry friend may be one of the biggest culprits for sneaking allergens and pollen into the house, so this season make sure to give pets twice-a-week baths to wash out dander and pollen. Remember to also wash pet beds and chew toys that are thrown around the yard to help prevent allergens from being transported into and throughout your home.


With these four steps to help protect your home and family against spring allergens, you can start enjoying a healthy, clean spring.
 

Published with permission from RISMedia.


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Moving Tips for Single Parents

April 21, 2017 2:30 am

Let’s face it. Even under optimal circumstances, moving is stressful. When you’re a single parent, the process of packing up and moving your home and children can be even more complicated.

According to consumer data website GoodCall, moving prep starts way before you start packing boxes, so taking care of as many details in advance  as possible, like getting rid of items you no longer need and cancelling your Internet service, will help decrease moving stress.

You pre-moving focus should also involve preparing your kids, especially if the move involves changing schools and leaving friends behind. Invest the necessary one-on-one time to answer all of your child’s questions and concerns, and introduce them to their new neighborhood and school in advance of your move. Remind them how they’ll be able to stay in touch with friends through Snapchat, Facetime, video games and messaging apps.

Prepare for the moving day itself by enlisting the help of family and friends well in advance. If you’re uncomfortable asking for help with the manual labor of moving, ask for help with watching the kids instead, so that you can focus on the heavy listing. Or maybe you have a well-organized friend who would be happy to head up a yard sale on your behalf. There are many ways people can help and they will most likely be happy to do so.

For many single parents, the costs involved with moving can be the biggest hurdle. Easy ways to save money from GoodCall include:

- Reusing boxes from your office or the local grocery store.

- Instead of investing in scores of bubble wrap, ask neighbors to donate their newspapers once they’ve been read for packing material. Also, utilize towels, socks and blankets - you’re packing them anyway and they make great cushions for your breakables.

- Instead of paying movers, rent a truck yourself and enlist friends to help.

- Save one eating out or take-out by stocking up the cooler with sandwiches, snacks and drinks.

- If you’re moving for a job, you may be able to deduct moving expenses.

With the right preparation and the right support group, moving can be an exciting instead of stressful experience.

Published with permission from RISMedia.


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Follow These Tips Before Hiring a Contractor

April 21, 2017 2:30 am

If you’re adding an addition or plan to build a new home, you likely have a ton on your plate. Planning, researching, and dreaming up designs can be fun, but stressful. When it comes to hiring the right contractor, make sure you do your due diligence so you don’t end up with a lemon.

NICB suggests you consider these tips before hiring a contractor:

- Get more than one estimate.
- Get everything in writing. Cost, work to be done, time schedules, guarantees, payment schedules and other expectations should be detailed.
- Demand references and check them out.
- Ask to see the salesperson’s driver’s license and write down the license number and their vehicle’s license plate number.
- Never sign a contract with blanks; unacceptable terms can be added later.
- Never pay a contractor in full or sign a completion certificate until the work is finished and ensure reconstruction is up to current code.
- Make sure you review and understand all documents sent to your insurance carrier.
- Never let a contractor pressure you into hiring them.
- Never let a contractor interpret the insurance policy language.
- Never let a contractor discourage you from contacting your insurance company.

Published with permission from RISMedia.


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5 Things to Consider When Buying a Mattress

April 21, 2017 2:30 am

(Family Features)--When it comes to buying a mattress, individual needs and preferences vary across the board. Just like there is no "one size fits all" for jeans, there is not one mattress for everyone. What might be comfortable and supportive for one person may not be the best fit for someone else.

Having a wide variety of options is key to picking out your new mattress because you can mix and match different levels of comfort with size and adjust your pick based on your sleeping position and surrounding factors. When choosing the mattress that's best for you, consider these factors.

Size

The basic mattress sizes include twin, full, queen, king and California king. Choosing a size depends on the amount of space you have available, whether or not you share your bed with a significant other and personal preference. Think about your current sleeping situation and if you're happy with the amount of space you have to sleep. If you're fighting for space with your partner, it might be time to think about upgrading to a larger size. If your room is small and your bed is taking over the space, downsizing might be a good option.

Comfort Level

Mattresses come in all different levels of comfort ranging from firm to plush to pillow top as well as contoured and personalized. To provide a variety of comfort levels for mattress shoppers, Mattress Firm offers a Comfort by Color system that categorizes levels of comfort to help customers shop in their comfort zone.

Sleeping Position

Another important factor to consider when choosing a mattress is your sleep position. Knowing whether you are a front, back, stomach or side sleeper, or move around frequently throughout the night, will help you narrow down your options and choose a mattress that accommodates your needs. For example, side sleepers might get better sleep with a plush or pillow top mattress that supports the spine's natural curve versus a mattress with a firmer comfort level.  

Temperature

Temperature plays a role in how you sleep, and it's not limited to hot summer temperatures. Heavy comforters, heat settings and even your mattress can affect the quality of your sleep. While pillow tops and traditional memory foam can make for a warmer night's sleep, Serta's iComfort mattresses contain cooling technology to help you sleep at a comfortable temperature all night long. If you naturally heat up in your sleep, cooling technology may be something to consider.  

Pain

If you experience any sort of pain - especially while you sleep - your mattress can either help or hurt that pain. For example, if you have lower back pain, you may need a firmer mattress to help keep your back aligned. By identifying any pain you have and being transparent when shopping, you can find the right mattress to help alleviate discomfort and improve your sleep.

Source: Mattress Firm

Published with permission from RISMedia.


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Want to Increase Your Home’s Value? Look No Further than Your Closet

April 20, 2017 2:27 am

Before you embark on adding another bathroom or installing brand new kitchen appliances, consider a much simpler way to add value to your home: an updated closet.

According to CNBC’s “The Deed” star, Sydney Torres says, there’s money to be made in closets. By making a relatively small investment in customizing and maximizing the space in your home’s existing closets, you can see a nice return on your investment, advises the real estate mogul.

HGTV experts recommend revamping closets in the rooms where people need the most storage: the master bedroom and the kitchen. No matter which room the closet resides in, your goal should always be about creating organization and space.

In bedroom closets, consider adding custom drawers, shoe racks and shelves. On a budget? Decorative baskets and fabric-lined boxes can do the trick. Make the most of walk-in closets by adding a bureau or a center island with drawers. Also consider the popular trend of converting existing closet space into his and her closets. If your closets are tall enough, double the available space by adding two hanging bars.

Also consider your closet doors. If you have a single door or sliding doors, for example, modernize the look by replacing them with double doors.

In kitchen closets, add hooks for hanging pots and linens on the inside door, and also tack up a cork or chalk board. Use see-through storage containers for housing flour, sugar, rice and dried legumes, and install a lazy susan for quickly finding items. Maximize floor space with decorative baskets to store paper towels, garbage bags and cleaning supplies.

Investing in your closet space will not only add to your home’s value, it will enhance your quality of life at home for years to come.

Published with permission from RISMedia.


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How to Spring Clean Your Digital Life

April 20, 2017 2:27 am

Spring cleaning may call you to empty those closets, wash the windows and lug mountains of items to the local thrift store. But have you ever considered paying the same attention to your digital spaces?

NCSA has identified our top, trouble-free tips that everyone should follow this spring.

- Keep a clean machine: Ensure all software on internet-connected devices – including PCs, smartphones and tablets – is up to date to reduce risk of infection from malware.

- Lock down your login: Your usernames and passwords are not enough to protect key accounts like email, banking and social media. Begin your spring cleaning by fortifying your online accounts and enabling the strongest authentication tools available, such as biometrics, security keys or a unique one-time code through an app on your mobile device.

- Declutter your mobile life: Most of us have apps we no longer use and some that need updating. Delete unused apps and keep others current, including the operating system on your mobile device. An added benefit of deleting unused apps is more storage space and longer battery life. Actively manage your location services, Bluetooth, microphone and camera – making sure apps use them appropriately.

- Do a digital file purge: Perform a good, thorough review of your online files. Tend to your digital records, PCs, phones and any device with storage just as you do for paper files. Get started by doing the following: 

- Clean up your email: Save only those emails you really need and unsubscribe to email you no longer need/want to receive.

- Back it up: Copy important data to a secure cloud site or another computer or drive where it can be safely stored. Password protect backup drives. Make sure to back up your files before getting rid of a device, too. 

- Own your online presence: Review the privacy and security settings on websites you use to be sure that they remain set to your comfort level for sharing. It's OK to limit how and with whom you share information.

- Know what devices to digitally "shred": Computers and mobile phones aren't the only devices that capture and store sensitive, personal data. External hard drives and USBs, tape drives, embedded flash memory, wearables, networking equipment and office tools like copiers, printers and fax machines all contain valuable, personal information. 

- Clear out stockpiles: If you have a stash of old hard drives or other devices – even if they're in a locked storage area – information still exists and could be stolen. Don't wait: wipe and/or destroy unneeded hard drives as soon as possible.

- Empty your trash or recycle bin on all devices and be certain to wipe and overwrite: Simply deleting and emptying the trash isn't enough to completely get rid of a file. You must permanently delete old files. Use a program that deletes the data, "wipes" it from your device and then overwrites it by putting random data in place of your information ‒ that then cannot be retrieved.

Source: The National Cyber Security Alliance

Published with permission from RISMedia.


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3 Ways to Get More From Your Carbon Monoxide Detector

April 20, 2017 2:27 am

Hopefully, you have a carbon monoxide detector in your home. But do you know if it’s working? According to the Centers for Disease Control and Prevention, more than 20,000 Americans visit the emergency room yearly for carbon monoxide (CO) poisoning.  

"Carbon monoxide can be produced from any system or appliance that burns fuel. While all home appliances are designed to vent properly to the exterior, cracks or blockages can cause leaks into the home," says Steve Truett, president of Aire Serv, who stresses the importance of scheduling annual maintenance for all equipment including furnaces, water heaters and space heaters. “Routine upkeep and other preventative measures, such as installing carbon monoxide detectors throughout the home, can help ensure the health and safety of the entire household."

Below are three tips to get more from your detector.

- If a vehicle is left running in the garage, the dangerous gas can build up inside the home. Place the detector within a few feet of the internal door to the garage.

- Avoid placing detectors in places that receive direct sunlight, or near open windows or other areas where there is a strong draft.

- Though detectors are meant to alert homeowners when there is a leak in a fuel-burning appliance, it's important to place them at least 15 feet away to prevent a false alarm.Source: Aire Serv

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How Much Money Do You Need to Live Comfortably?

April 19, 2017 12:24 am

Have you ever wondered how many people are living “comfortably?” Are you yourself financially comfortable? A recent GOBankingRates study showed some shocking news regarding Americans’ financial comfort: only 11 of the 50 biggest U.S. cities have a median income high enough to cover what's needed to live comfortably.

The study used the 50-30-20 budgeting rule when determining the income required for a comfortable living in each city. This rule divides income into three buckets: 50 percent is expected to go toward necessities, 30 percent towards discretionary items and 20 percent towards savings.

Top 5 Cities Where People Struggle to Live Comfortably:

- Miami: $44,840 deficit income

- New York: $33,073 deficit income

- San Francisco: $29,063 deficit income

- Los Angeles: $25,842 deficit income

- Oakland, Calif.: $25,820 deficit income

Top 5 Cities Where People Can Easily Afford to Live Comfortably:

- Virginia Beach, Va.: $13,985 surplus income

- Arlington, Texas: $6,906 surplus income

- Colorado Springs, Colo.: $5,112 surplus income

- Albuquerque, N.M.: $4,585 surplus income

Austin, Texas: $3,058 surplus income

Additional Insights:

- Texas is the state that boasts the most cities in which the median income is enough for a comfortable living (Five out of the seven cities on this list).

- All of the nine Californian cities on this list have median incomes below what is needed to live comfortably.

- Almost 40 percent of the biggest U.S. cities face a deficit of $10,000 or more between average income and what is needed to live comfortably.

- Kansas City, Mesa and Omaha had surplus income last year, but now have average incomes below what is needed for a comfortable living.

- While San Francisco still faces one of the largest deficits in the country, the city's deficit has dropped from $41,192 last year to $33,073 this year.

Source: GOBankingRates

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Athletes: How-to Protect Your Eyes

April 19, 2017 12:24 am

Whether you’re a pro athlete, a weekend warrior, or the parent of a little all-star, it’s important to consider eye safety when playing sports.

Here are some tips for both the professional athlete and the Little League star to stay safe:

- Athletes should wear sports eye protection that meets requirements set by appropriate organizations.

- Parents should make sure that children wear eye protection. Most often, those who sustain sports-related eye injuries are 18 years old or younger.

- Eye protection can weaken with age and may no longer provide adequate protection. Consider replacing when damaged or yellowed.

- For basketball, racquet sports, soccer and field hockey, wear protective eyewear with polycarbonate lenses.

- Athletes who wear contacts or glasses should also wear appropriate protective eyewear. Contacts offer no protection and glasses do not provide enough defense.

- Professional athletes should also wear sports goggles that meet national standards.

Source: American Academy of Ophthalmology 

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How Will Interest Rate Increases Affect Your Home Sale?

April 19, 2017 12:24 am

As the Fed began nudging up interest rates in March, I wondered what it might mean for the housing market. So we turned to  K.C. Sanjay, Senior Real Estate Economist at Axiometrics.com, who recently blogged about the subject.

When examining the potential impact on the single family housing market, Sanjay makes the following points:

- About 5.5 million existing homes were sold in 2016, according to the National Association of REALTORS, and the annual pace of new homes sold averaged more than 563,000, according to the U.S. Census. We expect the pace of home sales to pick up moderately this year and next. First-time home buyers remain on the sidelines, and other structural issues surrounding the single-family market prevent robust growth. Existing home sales are expected to average 5.76 million per year over the next five years, the NAR said.

- Housing months of supply remained low in 2016 at 4.5 months. So Axiometerics expects this rate to pick up during the next three years.

- The pace of housing starts during the past few years has been dominated by multifamily. So Axiometrics expects this to change during the next three years, as the pace of single-family permits picks up.

- Mortgage rates are expected to gradually increase over the next three years, yet remain low.

- The increase in rates is a sign of increases in general economic conditions. Though there will be less savings and higher risk to consumers because of rising rates, higher income growth will mitigate some of the hurdle in the short-run.

- Having said that, buyers today may be more sensitive to increased rates than in the past, because of higher requirements to qualify, sluggish income growth and rapid acceleration in prices over the past three years. Low interest rates helped offset these drags.

When examining how Americans are going to pay for their new homes, Sanjay points to the 4.7 percent unemployment rate – which is below the “natural rate” of 5 percent. He added that increasing wage-growth numbers added sufficient evidence of the U.S. economy’s strength to move the rates higher.

Axiometrics forecasts an average jobs gain of over 200,000 per month from 2017-2021.

Published with permission from RISMedia.


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